Personal Finance
Understanding marginal and effective tax rates
[UNITED STATES] Navigating the complexities of income taxation can be challenging, especially when distinguishing between marginal and effective tax rates. Understanding these concepts...
Why the world loves VAT while the U.S. rejects it
[UNITED STATES] The Value Added Tax (VAT) is a widely-used taxation system around the globe, but its absence in the United States makes...
New 2025 rules could trigger 25% tax penalty on Inherited IRAs
[UNITED STATES] If you are the beneficiary of an Inherited IRA or are planning your estate, the rule changes for inherited IRAs coming...
Financial discipline remains key to success
[WORLD] The timeless value of financial discipline has never been more relevant. Whether it's managing personal finances, navigating the stock market, or running...
Buy Now, Pay Later takes over Coachella as festival costs soar
[UNITED STATES] As Coachella 2025 unfolds under the scorching desert sun, a notable trend is emerging among festivalgoers: the widespread adoption of 'Buy...
Zillow shakes up real estate with ban on exclusive listings
[UNITED STATES] Zillow has ignited a significant shift in the real estate sector with its recent policy change that bans "exclusive inventory" listings—homes...
Smart ways to save as rates drop
[MALAYSIA] As global interest rates continue to trend downward, savers are seeking secure and effective ways to preserve and grow their wealth. Traditional...
Risks of joint property investment
[SINGAPORE] Investing in property with others—be it friends, family, or business partners—can seem like an appealing way to enter the real estate market....
Dave Ramsey’s mortgage warning for 2025 homebuyers
[UNITED STATES] Financial expert Dave Ramsey is cautioning prospective homebuyers in 2025 to avoid a common mortgage pitfall that could jeopardize their financial...
Young women recession-proof their finances
[UNITED STATES] As economic uncertainty looms, young women are proactively adapting their lifestyles to safeguard their financial futures. Shifting away from discretionary spending,...
How to make smart money moves in 2025
[UNITED STATES] With high interest rates, persistent inflation, and market volatility defining today’s economy, making major financial decisions—from buying a home to investing...
Student loan struggles amid SAVE plan disruptions
[UNITED STATES] The student loan crisis is entering a new phase as millions of borrowers grapple with disruptions from the recently implemented SAVE...
Smart retirement investing questions
[UNITED STATES] In an era of longer lifespans and persistent inflation, traditional retirement strategies are being reevaluated. Retirees no longer fit a one-size-fits-all...
Social Security expands phone claims amid fraud crackdown and backlash
[UNITED STATES] The Social Security Administration is set to implement new anti-fraud protections on Monday. Ahead of the new policy, an agency spokesman...
Deadline nears to claim unreceived 2021 stimulus checks
[UNITED STATES] The federal tax deadline is less than a week away, and there's still time to get a pandemic-era IRS stimulus check....
Navigating stock market volatility in college savings plans
[UNITED STATES] It's a difficult moment for many families that rely on stock market profits to send their children to college. Stocks have...
Smart tax moves amid market volatility
[UNITED STATES] During periods of stock market volatility, many investors seek portfolio protection. However, experts warn that they may be missing out on...
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