Loans
Student loan repayment backlog leaves 2 million borrowers in limbo
[UNITED STATES] Almost 2 million federal student loan borrowers seeking affordable repayment options are stuck in limbo as their applications await review, according...
Big update for student loan forgiveness program
[UNITED STATES] After months of uncertainty, the Biden administration has announced significant updates to the Student Loan Forgiveness Buyback Program, a crucial initiative...
Singapore's new property cooling measures: Stricter HDB loan limits and enhanced support for lower-income buyers
Singapore's property market has been a focal point of government intervention aimed at ensuring affordability and sustainability. In the latest move, the government...
When is a personal loan a smart move for Singapore borrowers?
In a city where cost-of-living pressures collide with rising life expectations, personal loans have quietly become a go-to option for many Singaporeans navigating...
What is a personal loan? How it works and when it makes sense
Some financial gaps demand structure, not improvisation. Whether it’s an unexpected bill, a consolidation play, or a major purchase on the horizon, a...
Dave Ramsey’s take on the student loan debt problem
Dave Ramsey has built a media empire on one core message: debt is bad, and anyone carrying it should get rid of it—fast....
Student loan repayment rules get an overhaul under Senate bill
Student loan reforms often spark debate around forgiveness or political agendas. But this latest Senate-approved legislation isn’t about headlines—it’s about changing how educational...
Things to watch out for before you get a personal loan
For many working adults in Singapore, personal loans offer a fast way to access cash without pledging any collateral. Unlike housing or car...
The BNPL boom is slowing—new rules may be to blame
The "buy now, pay later" (BNPL) boom promised a smarter, simpler way to pay—zero interest, no hard credit checks, and quick approvals at...
Millions of student loan borrowers at risk of default as delinquencies surge
More than 5 million federal student loan borrowers are already delinquent. And by September 2025, nearly 5 million more could enter default, according...
Buy now pay later credit risk is creeping into your financial plan
It started with a pair of sneakers. Then a blender. And more recently, groceries. Buy now, pay later (BNPL) options have become a...
How fresh graduates can manage their student loan repayments
Graduation is a major milestone. But for many in Singapore, it also signals the start of something else: paying off that student loan....
How the GOP’s 2026 student loan plan could reshape your financial future
A new legislative proposal from Republican lawmakers could reshape the future of student loan repayment in the United States. Dubbed the “Repayment Assistance...
Republican student loan repayment overhaul could delay forgiveness by decades
For millions of borrowers, student loans have long been framed as temporary burdens—manageable, deferrable, and in some cases, forgivable. But if Republican lawmakers...
How personal loans work in Singapore
Unexpected bills. Medical emergencies. A home upgrade you’ve put off too long. Personal loans can feel like a lifesaver when life throws a...
What ending student loan deferments really means for borrowers
A Republican-led proposal is quietly reshaping the future of federal student loan protections—and not in a way most borrowers have noticed. While attention...
How the student loan repayment overhaul could affect you
Student loans are often framed as the gateway to opportunity. But how you repay that debt can define much more than just your...
Why student loan management policy shifts matter for your long-term finances
When it comes to student loans, most borrowers focus on the interest rate, the size of their monthly payments, or how long it...
SAVE student loan interest error raises planning concerns
When Ellie Bruecker opened her student loan notice in early June, she didn’t expect to see her balance up by $3,000. According to...
SAVE forbearance interest accrual puts debtors in limbo
When federal student loan borrowers were switched into SAVE forbearance, many believed their balances would pause—not rise. That assumption is now colliding with...
How to choose a personal loan that fits your needs
A surprise car repair. An urgent dental procedure. Or maybe that kitchen remodel you’ve been putting off for years. When your savings can’t...
Student debt garnishment pause exposes retirement risk
The temporary halt on garnishing Social Security payments for student loan defaults has sparked fresh scrutiny of how federal debt collection collides with...
Student debt threatens retirement security
[UNITED STATES] The temporary pause on garnishing Social Security benefits for delinquent student loans has exposed a deeper, unresolved tension at the intersection...
Student loan garnishment returns while Social Security stays shielded
[UNITED STATES] The Trump administration’s revival of student loan collection efforts marks a key policy pivot from the pandemic-era pause. While Social Security...
How personal loans work and what to watch out for
[WORLD] Life happens fast. An emergency trip to the dentist, a busted car engine, or an overdue renovation can all throw your finances...
Student loan collections pause for seniors
[UNITED STATES] The U.S. Department of Education has announced it is halting its plan to garnish Social Security benefits from borrowers who have...
Student loan collections hit borrowers hard
[UNITED STATES] The U.S. Department of Education has announced that, starting in early June, thousands of student-loan borrowers in default will see their...
Judge blocks Trump's student loan transfer plan
[UNITED STATES] A federal judge has issued a preliminary injunction that could derail former President Donald Trump’s proposal to move the federal government’s...
Navigating 529 college savings plans amid market volatility
[UNITED STATES] Market turbulence driven largely by President Donald Trump’s shifting tariff policies has kept investors on edge since April. While the S&P...
When to avoid getting a loan in Singapore
[UNITED STATES] In Singapore, personal loans can be a valuable financial tool when used responsibly. However, borrowing without careful consideration can lead to...
Student loan repayment guide Singapore
[SINGAPORE] Graduating from university is a significant milestone, but it often comes with the responsibility of repaying student loans. In Singapore, various loan...
Trump-backed bill reshapes student loans
[UNITED STATES] The U.S. House of Representatives has passed the "One Big Beautiful Bill Act," a sweeping legislative package introduced by President Donald...
Smart reasons to say no to a loan
[WORLD] With consumer lending at record highs and credit offers more accessible than ever, Americans face mounting pressure to borrow for everything from...
How to secure a $40,000 personal loan
[UNITED STATES] Personal loans can be an essential tool for covering unexpected or significant expenses that may be beyond your immediate budget. Whether...
Smart strategies for car buying in today's market
[SINGAPORE] Buying a car is among the most significant financial commitments many people will make. And with that decision often comes a flood...
Federal student loan collections resume amid rising delinquencies
[UNITED STATES] The Trump administration’s reinstatement of collection efforts on defaulted federal student loans is having significant implications for borrowers in delinquency. Those...
Student loan collections restart hits teachers and low-income borrowers
[UNITED STATES] As the U.S. Department of Education resumes aggressive collections on defaulted student loans, millions of borrowers—including teachers—are facing wage garnishments, tax...
Federal student loan garnishments return as borrowers face financial strain
[UNITED STATES] John Doe, a special education teacher in Virginia, often finds himself waiting until payday to fill up his car’s gas tank,...
Student loan borrowers face delinquency and default risks as collections resume
[UNITED STATES] With federal student loan collections ramping up under the Trump administration, anxious borrowers are being advised to ask a crucial question:...
Student loan delinquencies surge as Federal collections resume
[UNITED STATES] Americans now collectively hold a record $18.2 trillion in debt, spanning credit cards, mortgages, auto loans, home equity lines of credit,...
MAGA accounts proposal aims to boost child savings
[UNITED STATES] A new Republican-backed tax proposal aims to establish "MAGA Accounts"—short for "Money Account for Growth and Advancement"—providing a $1,000 initial deposit...
Federal student loan wage garnishments resume under Trump policy
[UNITED STATES] Following the Trump administration’s decision to reinstate collections on defaulted federal student loans, the U.S. Department of Education has released new...
Risks of giving personal loans
[WORLD] In times of financial hardship or when someone close to you is in need, offering a personal loan can seem like a...
Student loan repayment restart deepens economic divide
[UNITED STATES] As the U.S. Department of Education resumes federal student loan repayments after a three-year hiatus, experts and economists are raising alarms...
Rising COE drives more buyers to used cars and personal loans
[SINGAPORE] Are COE costs killing your automobile dreams? You are not alone. With sky-high premiums making brand-new vehicles seem out of reach, more...
Trump administration resumes student loan garnishments with short notice
[UNITED STATES] After a five-year suspension, the Trump administration has restarted collection efforts on defaulted federal student loans, with borrowers likely to feel...
Student loan forgiveness buyback update
[UNITED STATES] The U.S. Department of Education has announced significant updates to the Public Service Loan Forgiveness (PSLF) Buyback Program, providing federal student...
Student loan repayments resume, millions face financial strain
[UNITED STATES] After a three-year pause, federal student loan repayments are set to resume, and millions of borrowers across the United States now...
5 ways to obtain a quick cash loan
[SINGAPORE] In Singapore, unexpected expenses can arise at any moment, leaving individuals in need of quick financial solutions. Whether it's a medical emergency,...
Is dealer financing costing you more than it should?
[SINGAPORE] As car buyers in Singapore increasingly rely on financing options to purchase their vehicles, dealer financing has emerged as a popular choice...
GOP proposes overhaul of student loan repayment system
[UNITED STATES] House Republicans are proposing a significant overhaul to the federal student loan repayment system, aiming to dramatically reduce the number of...
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